Financing Available
Glow Now.
Pay Monthly.
Turn your treatment plan into monthly payments with PatientFi. Apply in minutes with no impact on your credit score, get an instant decision, and use your funds the same day. Zero-interest plans are available to everyone approved, with no down payment and no hidden fees.
✦ Instant decision · No impact on your credit score to apply · Zero-interest plans available*
Why PatientFi at Banyan & Bamboo
Start Sooner. Feel Better.
No Impact on Your Credit Score
See what you qualify for in minutes. Applying does not affect your credit score, and there is no down payment.
Bundle Smarter
Finance a Sculptra series, a bridal timeline, a peel series, or a laser hair removal bundle as one monthly plan.
Crystal-Clear Terms
See your full cost and monthly payment before you decide. No surprises.
Fast & Secure
Apply in minutes. Get an instant decision and schedule your plan today.
Financing Available
Make a Plan That Feels Good (and Looks It)
Finance any single treatment or bundle multiple services into one monthly plan.
2 minutes to apply · Instant decision · Powered by PatientFi
Simple Process
How It Works
Apply: quick, secure, and done in minutes.
Choose: pick the monthly payment that fits.
Treat: we schedule your plan and you pay over time.
Financing fits the plans that build over months.
A Sculptra series, a facial balancing plan, a Perfect Derma Peel series, or a bridal timeline is scheduled across several visits. PatientFi lets the payments follow the same schedule, so you start when the timing is right for your skin. Member pricing and current specials apply the same way whether you pay in full or finance.
*Zero-interest plans are offered to all those approved; zero interest applies when the balance is paid in full during the promotional period. Fixed-rate plans from 6.99% APR require enrollment in recurring payments and assume excellent credit. All plans are subject to credit approval by PatientFi. Terms are from patientfi.com/how-it-works.
Common Questions
PatientFi FAQs
✦ Can I finance Botox or fillers?
Yes. PatientFi covers cosmetic injectables including Botox, Dysport, Sculptra, lip filler, and dermal fillers, all available at Banyan & Bamboo.
✦ Can I finance laser hair removal or IPL?
Yes. Laser hair removal six-session bundles, IPL photofacial three-packs, and laser resurfacing are eligible, so a full series becomes one monthly payment. Ask at your complimentary laser consultation and we will walk you through the plan.
✦ How long does the application take?
Most applications take under 3 minutes on your phone or computer. You receive an instant decision, and applying has no impact on your credit score.
✦ Will applying affect my credit?
No. PatientFi uses a soft credit check for pre-qualification, which does not impact your credit score.
✦ Do packages and specials qualify?
Treatment series, bundles, and seasonal packages are eligible. Memberships are billed monthly on their own, so they do not need financing, and your member discount still applies to a financed treatment.
✦ What are the terms and rates?
PatientFi sets the terms and shows you the total cost, monthly payment, and rate before you accept. Zero-interest plans are offered to everyone approved, with zero interest when the balance is paid in full during the promotional period. Longer fixed-rate plans start at 6.99% APR for well-qualified applicants enrolled in recurring payments. There are no down payments or hidden fees.
✦ Do member pricing and specials still apply if I finance?
Yes. Financing is a way to pay, so member pricing, new-patient credits, and current specials apply the same way they would if you paid in full.
✦ How do I get started?
Click Apply with PatientFi below and complete the short application. Then call or book online to schedule your treatment, and we apply your plan at checkout.
Apply with PatientFi: instant decision, no impact on your credit score